Are you a Nashville Real Estate Buyer? You’re at the Right Place to find a home your Desire
Buying a fantastic home is your dream, and you are desiring to get that with no hassles, right? Meet us at Zivak Realty Group – a premier independent estate agency based out of Nashville, Tennessee.
At Zivak Realty Group, our strength is two-fold: Firstly, we are the reputed Nashville Real Estate Buyers agent among the buyers seeking exclusive properties, and we put our best for every property we represent, to deliver what they have expected.
Being a Nashville Real Estate Buyers Agent, we help you move from the initial stage of the home buying process to the final stage of becoming the owner of your dream home. As a realtor, we pride ourselves on putting efforts on assessing gathering information on finding homes that fit your needs, guide you through the overall process, negotiate a legally binding contract, navigate intricate local real estate laws, and help you get the possession of your new home.
Our extensive knowledge and expertise help buyers to explore hundreds of Nashville, TN homes for sale, and discover the ideal property to suit your budget and lifestyle.
In addition to the home buying process in Nashville, Zivak Realty Group is pleased to offer additional services, including choosing the best mortgage companies, home valuation, home inspection, the escrow process, and other real estate related needs in Nashville, Tennessee, and suburbs. Connect our real estate agent to find out more.
Home Buying Pre-requisites to consider in Home Buying Process:
Setting Budget & make sure you are in right position to move
Before diving into the home buying process, it’s important to have all your ducks in a row before you begin to Search Nashville Homes for Sale in the real estate market. If you are a first-time homebuyer, make sure you have an agreement from your mortgage advisors, so that you know the affordability i.e., the budget for buying a house in Nashville. To determine the property you are interested in is affordable, calculate your entire debt-to-income ratio. Another way to know your home buying budget is the 28% rule, which says that your mortgage should not exceed more than 28% of your gross income per month.
Get the best tool to find a desired home
Once you have set a budget for a new home near Nashville, TN, it’s time to find your dream home. whether you are finding your dream home near Nashville, or searching home near Brentwood, TN, or even considering finding a better home near Franklin, TN; our efforts at Zivak Realty Group will ensure that you should not miss out on your dream home.
Moreover, our advanced search filters let you perform detailed property searches in Nashville and suburbs in accordance with your specific housing needs. Our interactive Search homes for Sale by Map is another comprehensive tool that allows you to find property listings.
Making an Offer
Once you have finalized the property, it’s time to make an offer on a house. You can let your real estate agent know – how much you would like to put an offer price. Your agent will help you in making a competitive offer on a house, as they are well-versed with the market trends.
Your estate agent is bound by law to inform you if the offer has been accepted. During this process, there comes a time of negotiation before a final price is agreed upon. So, having clear communication with your agent will help you make a winning offer on a house. Also, to finalize the sales transaction, you will need assistance from a settlement agent to attend the settlement on your behalf. If you need to find a settlement agent in Nashville, we can recommend the right person.
Home Loan Pre-approval
One of the most important steps in the home buying process is finding the lender, and making your mortgage secure. It’s important for you to pick the right lender to make the process streamline and get you pre-approved for your home loan.
Lenders generally ask for financial information, credit history, and other related details, on the basis of which you can get pre-approved for a home loan. You have multiple options to choose including mortgage companies, loan officers, brokers, and banks.
If you need any help to get the pre-approved home loan process done easier and faster, our Experience realtors team can help you by recommending reliable mortgage lenders with proven records.
Once you have secured a house agreement, the next step that comes up is a professional home inspection in Nashville, TN. Home inspections help homeowners to find any structural or mechanical defects in a property. When it comes to cost, you can expect the cost of a home inspection to be between $225 to $450. However, the average home inspection cost is about $300 for a normal home.
When you will be in the market for the home inspection of your home in Nashville, the size and age of the home will decide the price of home inspection cost. Large homes will cost more whereas, older homes will result in a slight price increase. Professional home inspection costs will also include inspections – radon gas testing, termite inspection, septic and mold testing which can impact overall home inspection cost in Nashville, TN.
There are a lot of inspection companies in Nashville, but finding the reliable one may be difficult for you. At Zivak Realty Group, we recommend affordable yet reliable home inspection services which are certified, licensed, and insured. Our recommended pillar to post home inspection experts performs an inspection as per the industry standards that hold professional liability insurance.
Escrow and Home Mortgage Closing Cost
Dealing in buying a house can be a complicated process. One of the processes is an escrow process also called the closing. The House escrow process is a financial instrument wherein a third party is involved on the behalf of other two parties completing a home buying transaction.
The process occurs when a seller accepts the offer, and the buyer gets the home keys. To begin, a homebuyer opens an escrow account in which funds are held. The buyer then waits for a bank appraisal, secures a mortgage, buys insurance, has a final walk-through, and closes.
Mortgage closing cost is the fee required to be paid for the purchase price of a property due at the real estate transaction closing. Home mortgage closing costs include fees related to the mortgage loan, real estate commission, insurance premium, and taxes.
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