How Much Down Payment Do You Need to Buy a House in Tennessee?

How Much Down Payment Do You Need to Buy a House in Tennessee?

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Well, loan specialists are generally required to Buy a House in Tennessee to have a 20 per cent initial instalment to get a home loan. While there were a couple of alternatives out there for individuals who couldn’t save this considerable sum, the truth was that for most individuals, the 20% down was a prerequisite.

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Mistakes Home Buyers Make by Generation

Mistakes Home Buyers Make by Generation

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Some young home buyers get ARM’s, which are adjustable rate mortgages since they have a low introductory interest rate. The thinking is that they will earn more money in the future, so when the rate increases, they will be able to afford the new monthly payment. However, ARM’s carry a lot of risks and even though interest rates have been at historic lows for years, they are starting to creep back up. What happens in rates increase, but your home value falls? You’d be screwed. (more…)
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